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Disclaimer: Estate Planning Ministry, LLC (“EPM”) provides access to self-help services at your specific direction. Any educational materials or information provided on this website is provided for informational purposes only and is not provided as legal advice. Materials on this website are published by EPM to provide visitors with certain free information regarding the laws and policies described. However, this website is not designed for the purpose of providing legal advice to individuals or their families. EPM is not a law firm or a substitute for an attorney or law firm. EPM cannot provide any kind of opinion, recommendation, advice, or explanation about possible legal rights, remedies, defenses, options, estate planning strategies, or selection of forms. Although disclosures or communications between you and EPM are protected by EPM as specified under EPM’s Privacy Policy, any such communications are not protected under attorney-client privilege nor as attorney work product. Your access to this website and EPM’s services is subject to EPM’s Terms of Use.